Can you actually do this or are you speaking out of your ass?

I remember when I was in uni, living on-campus in a student dorm. Living conditions were not great, the rooms were small and they stuffed 3 or 4 guys in each room. We each had a bed, a chair, a tiny wardrobe, a shelf and half a desk. No fridge. Each fall, when we got back to school, there was an effervescent market for old used refrigerators. Everybody was buying and selling fridges for the first 1 or 2 weeks. One year we bought a 50 year old Zil fridge made in the USSR in the 60’s. We paid like €10 for it. It was heavy as hell and we had to carry it up the stairs to the 4th floor. The thing made a loud, continuous buzzing which helped drown out one of our colleague’s thunderous snoring. We loved it. I don’t remember what happened to it or who got to keep it after we disbanded, but I’m sure it still works.

It’s never too late. As long as you have bootstraps, you can use them to pull yourself up.